Customer Experience Consulting for Insurtech

Distrust by default, onboarding that drags, and pricing that feels like a sting. We turn policies into plain language, make claims effortless, and fairness feel undeniable.

people signing an insurance policy
people signing an insurance policy
people signing an insurance policy

80%

80%

80%

of customers who have a poor claims experience, have already left or say they plan to leave their carrier

49%

49%

49%

of high-lifetime-value customers, say they definitely will NOT renew with their current auto insurer

somebody with a car broken waiting for help
somebody with a car broken waiting for help
somebody with a car broken waiting for help

Where It Hurts

How To Attract Qualified Customers on a InsurTech

MAIN PAIN POINTS INSIDE THE INSURTECH INDUSTRY

Where It Hurts

How To Attract Qualified Customers on a InsurTech

MAIN PAIN POINTS INSIDE THE INSURTECH INDUSTRY

Insurance is sold on peace of mind, but buyers meet distrust, slow processes, small print, and claims that feel like combat. Speak their language and promise what matters: faster sign-up, transparent cover, human claims, and premiums that feel fair.

Opaque Cover & Pricing

Small print, exclusions, and dynamic prices that feel like a sting.

Opaque Cover & Pricing

Small print, exclusions, and dynamic prices that feel like a sting.

Opaque Cover & Pricing

Small print, exclusions, and dynamic prices that feel like a sting.

Slow Onboarding & Underwriting

Long forms, medicals, and back-and-forth that kill intent.

Slow Onboarding & Underwriting

Long forms, medicals, and back-and-forth that kill intent.

Slow Onboarding & Underwriting

Long forms, medicals, and back-and-forth that kill intent.

Trust Deficit

A legacy of suspicion: “Will you really pay out—and how hard will you make it?”

Trust Deficit

A legacy of suspicion: “Will you really pay out—and how hard will you make it?”

Trust Deficit

A legacy of suspicion: “Will you really pay out—and how hard will you make it?”

Claims Friction

FNOL is clunky, evidence is a maze, status is invisible, payout feels punitive.issed visits and drop-offs.

Claims Friction

FNOL is clunky, evidence is a maze, status is invisible, payout feels punitive.issed visits and drop-offs.

Claims Friction

FNOL is clunky, evidence is a maze, status is invisible, payout feels punitive.issed visits and drop-offs.

Low Perceived Value / Commodity

Products look identical; insurance feels like a tax, not help.

Low Perceived Value / Commodity

Products look identical; insurance feels like a tax, not help.

Low Perceived Value / Commodity

Products look identical; insurance feels like a tax, not help.

One-Size-Fits-All

Risk, behaviour, and context ignored; relevance (and conversion) suffer.

One-Size-Fits-All

Risk, behaviour, and context ignored; relevance (and conversion) suffer.

One-Size-Fits-All

Risk, behaviour, and context ignored; relevance (and conversion) suffer.

Integration & Interoperability Pain

Partners and legacy cores make simple journeys feel hard.

Integration & Interoperability Pain

Partners and legacy cores make simple journeys feel hard.

Integration & Interoperability Pain

Partners and legacy cores make simple journeys feel hard.

B2B Inertia & Long Sales Cycles

SMEs stick to brokers; benefits are unclear, onboarding is heavy.

B2B Inertia & Long Sales Cycles

SMEs stick to brokers; benefits are unclear, onboarding is heavy.

B2B Inertia & Long Sales Cycles

SMEs stick to brokers; benefits are unclear, onboarding is heavy.

How We Fix It

InsurTech CX Strategy: Pain Points, Solutions & Service Stack

See how each insurtech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

How We Fix It

InsurTech CX Strategy: Pain Points, Solutions & Service Stack

See how each insurtech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

How We Fix It

InsurTech CX Strategy: Pain Points, Solutions & Service Stack

See how each insurtech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

InsurTech Pain

CX Opportunity (Solution Angle)

Cheering the Customer Service Stack

Opaque Cover & Pricing

Turn small print into crystal clear. What’s in, what’s out, and what it costs, at the moment of choice.

We create coverage visualisation (cards, scenarios, before/after), price/fee explainers, and upgrade prompts that feel fair—then test for lift.

Slow Onboarding & Underwriting

Make sign-up feel fast and fair. Progressive steps, smart data reuse, clear asks.

We map the end-to-end, remove duplicate asks, add progressive disclosure, and set acceptance criteria so underwriting moves in hours, not days.

Trust Deficit

Make trust visible. Say what’s covered, show what happens next, keep humans close.

We build a "trust & transparency playbook", rewrite policy/claims copy in plain language, and design status visibility + human fallback, so customers feel held from quote to payout.

Claims Friction

Design a humane claim. Easy FNOL, guided evidence, live status, swift resolution.

We redesign the claims journey with step-by-step guidance, automation where it helps, and compassionate comms—so payouts feel earned, not fought.

Low Perceived Value / Commodity

Make value felt, not told. Preventive tips, contextual perks, moments that matter.

We craft your "signature experience" (e.g., emergency concierge, fast-track repair), and lifecycle nudges that prove value before disaster strikes.

One-Size-Fits-All

Personalise by risk & context. Offers that fit behaviour, life stage, and channel.

We segment by need and behaviour, tailor journeys and covers, and wire the CRM so messages land at the right moment.

Integration & Interoperability Pain

Make partners feel seamless. One journey across retailer, mobility, travel, and core.

We blueprint partner hand-offs, define data contracts, and design status/error recovery so embedded flows “just work”, without promising code we don’t own.

B2B Inertia & Long Sales Cycles

De-risk adoption for SMEs. Clear ROI, simpler set-up, help when it matters.

We create decision packs (time-to-value, cost cases), reduce set-up friction, and script onboarding comms so brokers/SMEs switch with confidence.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

People At Our Heart

Their needs, emotions, contexts, and contradictions. Because when you truly understand humans, design becomes an act of care. That’s when customers feel seen, desired, and undeniably important.

Not Here Only To Play Safe

We design experiences that cut through noise. Our work pushes boundaries, dares strategy, and champions bold ideas, transforming every interaction into a brand that should stand out.

Details Matter

The micro-moments, the invisible cues, the emotional texture of a service. We refine every layer to make sure the experience feels as good as it works. Every touchpoint should delight.

Details Matter

The micro-moments, the invisible cues, the emotional texture of a service. We refine every layer to make sure the experience feels as good as it works. Every touchpoint should delight.

Test. Validate. Listen.

Not to assumptions, but to truth. Every idea is challenged, every bias exposed, every insight put to the test. Our creativity isn’t built on opinions, it’s grounded in real data and human truth.

Design With, Not For

We don’t do rigid deliverables; we do flow. Collaboration fuels magic, creating a space for serendipity, spark, and possibility. It’s where the best outcomes are born, from real partnership.

Transformation With Intent

We design to shift how people feel, how teams work, and how brands connect. Every project is an invitation to evolve, with purpose, with elegance, and with impact that lingers

Transformation With Intent

We design to shift how people feel, how teams work, and how brands connect. Every project is an invitation to evolve, with purpose, with elegance, and with impact that lingers

Why CX, Why Now

Why An Insurtech CX Consulting Drives Growth?

Why CX, Why Now

Why An Insurtech CX Consulting Drives Growth?

Why CX, Why Now

Why An Insurtech CX Consulting Drives Growth?

1

Convert with clarity

Fluid onboarding and underwriting, cover and pricing made crystal-clear.

Result: higher quote→bind, less rework and fewer last-minute rescues.

1

Convert with clarity

Fluid onboarding and underwriting, cover and pricing made crystal-clear.

Result: higher quote→bind, less rework and fewer last-minute rescues.

1

Convert with clarity

Fluid onboarding and underwriting, cover and pricing made crystal-clear.

Result: higher quote→bind, less rework and fewer last-minute rescues.

2

Retention and advocacy

Human claims: simple FNOL, guided evidence, live status. And transparent comms turn a stressful moment into loyalty.

Result: lower churn, higher renewals and referral rates rise while complaints drop.

2

Retention and advocacy

Human claims: simple FNOL, guided evidence, live status. And transparent comms turn a stressful moment into loyalty.

Result: lower churn, higher renewals and referral rates rise while complaints drop.

2

Retention and advocacy

Human claims: simple FNOL, guided evidence, live status. And transparent comms turn a stressful moment into loyalty.

Result: lower churn, higher renewals and referral rates rise while complaints drop.

3

Margin up, cost down

Fewer tickets, cleaner documentation, and clearer status, shrinks support load and accelerate payouts. Protect your margins.

Result: fewer tickets and lower AHT, faster payouts and a healthier loss ratio.

3

Margin up, cost down

Fewer tickets, cleaner documentation, and clearer status, shrinks support load and accelerate payouts. Protect your margins.

Result: fewer tickets and lower AHT, faster payouts and a healthier loss ratio.

3

Margin up, cost down

Fewer tickets, cleaner documentation, and clearer status, shrinks support load and accelerate payouts. Protect your margins.

Result: fewer tickets and lower AHT, faster payouts and a healthier loss ratio.

tpv payment for fintechs
tpv payment for fintechs
tpv payment for fintechs

How InsurTech Customer Experience Boosts Revenue & Loyalty

+30%

in new-business win rate

Insurance CX leaders beat peers in total shareholder return by +20 p.p. (life) and +65 p.p. (P&C) over 2017–2022

Insurance CX leaders beat peers in total shareholder return by +20 p.p. (life) and +65 p.p. (P&C) over 2017–2022

p.p = percentage points
P&G -> property and casualty

Companies with CX integration in their business core delivered a cumulative TSR of over 20 p.p.

Companies with CX integration in their business core delivered a cumulative TSR of over 20 p.p.

p.p = percentage points
TSR = Total Shareholder Return

Insurance companies with CX integration lowered between a 20% up to a 30% in policy cancellations

Insurance companies with CX integration lowered between a 20% up to a 30% in policy cancellations

Book Your InsurTech CX Audit

Tell us your insurtech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Book Your InsurTech CX Audit

Tell us your insurtech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Book Your InsurTech CX Audit

Tell us your insurtech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Questions, Answered

InsurTech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle regulation, underwriting constraints, and data privacy?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product, underwriting, claims, and broker/partner teams?

Further questions? No guesswork.

Questions, Answered

InsurTech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle regulation, underwriting constraints, and data privacy?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product, underwriting, claims, and broker/partner teams?

Further questions? No guesswork.

Questions, Answered

InsurTech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle regulation, underwriting constraints, and data privacy?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product, underwriting, claims, and broker/partner teams?

Further questions? No guesswork.

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Get Updated

News, tempting updates, behind-the-scenes insights delivered straight to your inbox. Our newsletter is where the real seduction begins.

Enter your email for business updates

Get Updated

News, tempting updates, behind-the-scenes insights delivered straight to your inbox. Our newsletter is where the real seduction begins.

Enter your email for business updates