Customer Experience Consulting for Fintechs

Regulators on your heels, fraud at the door, users ghosting at the first glitch. We make compliance invisible, trust almost addictive, and financial education feel like childs play.

cash-to-pay-fintech-industry
cash-to-pay-fintech-industry
cash-to-pay-fintech-industry

32%

32%

32%

of existing customers are “very likely” to stop using a fintech service and close their accounts following any incident of fraud.

71%

71%

71%

consumers are less likely to trust a fintech service that has been impacted by onboarding fraud

women-paying-a-online-shopping-with-a-fintech-product
women-paying-a-online-shopping-with-a-fintech-product
women-paying-a-online-shopping-with-a-fintech-product

Where It Hurts

How To Attract Qualified Customers on a Fintech

MAIN PAIN POINTS INSIDE THE FINTECH INDUSTRY

Where It Hurts

How To Attract Qualified Customers on a Fintech

MAIN PAIN POINTS INSIDE THE FINTECH INDUSTRY

Fintech moves fast, dazzles with innovation, but stumbles where it matters most: keeping customers close, calm, and craving more. Beneath the sleek interfaces, frictions erode trust, loyalty, and profitability.

Fragile Trust

One scare (fraud, outage, bad KYC) and users vanish faster than you can re-engage.

Fragile Trust

One scare (fraud, outage, bad KYC) and users vanish faster than you can re-engage.

Fragile Trust

One scare (fraud, outage, bad KYC) and users vanish faster than you can re-engage.

Fraud & Cyber Risk

Onboarding fraud and dodgy transactions bleed money and belief in your brand.

Fraud & Cyber Risk

Onboarding fraud and dodgy transactions bleed money and belief in your brand.

Fraud & Cyber Risk

Onboarding fraud and dodgy transactions bleed money and belief in your brand.

Compliance Friction

KYC/AML that feels like punishment kills conversion before value appears.

Compliance Friction

KYC/AML that feels like punishment kills conversion before value appears.

Compliance Friction

KYC/AML that feels like punishment kills conversion before value appears.

High Churn, Low Loyalty

Costly acquisition, zero stickiness; users ghost at the first glitch.

High Churn, Low Loyalty

Costly acquisition, zero stickiness; users ghost at the first glitch.

High Churn, Low Loyalty

Costly acquisition, zero stickiness; users ghost at the first glitch.

Profitability Squeeze

Freemium, fee caps, and merchant pushback crush already-thin margins.

Profitability Squeeze

Freemium, fee caps, and merchant pushback crush already-thin margins.

Profitability Squeeze

Freemium, fee caps, and merchant pushback crush already-thin margins.

Money Anxiety & Low Literacy

If finance feels scary or dull, education won’t land, and neither will retention.

Money Anxiety & Low Literacy

If finance feels scary or dull, education won’t land, and neither will retention.

Money Anxiety & Low Literacy

If finance feels scary or dull, education won’t land, and neither will retention.

Clunky UX & Hard Integrations

Slow flows and painful setups send SMEs and consumers to easier rivals.

Clunky UX & Hard Integrations

Slow flows and painful setups send SMEs and consumers to easier rivals.

Clunky UX & Hard Integrations

Slow flows and painful setups send SMEs and consumers to easier rivals.

Feature Fatigue & Saturation

Look-alike products fight on price because CX doesn’t differentiate.

Feature Fatigue & Saturation

Look-alike products fight on price because CX doesn’t differentiate.

Feature Fatigue & Saturation

Look-alike products fight on price because CX doesn’t differentiate.

How We Fix It

Fintech CX Strategy: Pain Points, Solutions & Service Stack

See how each fintech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

How We Fix It

Fintech CX Strategy: Pain Points, Solutions & Service Stack

See how each fintech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

How We Fix It

Fintech CX Strategy: Pain Points, Solutions & Service Stack

See how each fintech pain flips into a CX opportunity, and the Cheering service stack that delivers it.

Fintech Pain

CX Opportunity (Solution Angle)

Cheering the Customer Service Stack

Fragile Trust

Make trust visible at every touch. Clear security cues, live status, honest incident comms, and a human escape hatch.

We design a Trust Playbook, add real-time status and “what’s happening” messages, and script calm crisis comms with human fallback to rebuild confidence.

Fraud & Cyber Risk

Reassure without roadblocks. Use risk-based “warm friction” and explain why checks happen.

We redesign onboarding with adaptive step-ups (liveness/behavioural), add “why we ask” microcopy, and test flows to cut false declines without scaring users.

Compliance Friction (KYC/AML)

Make compliance feel effortless. Progressive KYC, document capture that works first time, verification reuse across flows.

We blueprint KYC/AML end-to-end and set acceptance criteria so verification is swift, reusable, and audit-ready.

High Churn, Low Loyalty

Design habits and win-backs. Keep people engaged with useful routines and timely recovery.

We build lifecycle journeys with streaks/goals and contextual rewards, and trigger smart win-backs at drop-off moments.

Profitability Squeeze

Show value at the moment of upgrade. Transparent fees, ROI cues, sensible bundles by segment.

We craft a value ladder, price/plan UX, savings calculators, and paywall moments that feel obvious, not pushy, then A/B test for lift.

Money Anxiety & Low Literacy

Make money feel simple. Bite-size learning, simulations, and plain-language nudges that reduce fear.

We run Customer Truth Sessions, embed 30-second tutorials inside tasks, and celebrate tiny wins to build confidence and stickiness.

Clunky UX & Hard Integrations

Zero-friction journeys. For people: lightning-fast flows and clear recovery. For merchants/devs: plug-and-play setup.

We streamline consumer flows and coordinate implementation with your team, so go-live is days, not weeks.

Feature Fatigue & Saturation

Create a signature experience. Stand out beyond price with a moment only your brand delivers.

We define a memorable “signature moment” (service ritual, premium support, or community), then operationalise it across channels.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

Seen This Film Before?

Leaky onboarding, clunky hand-offs, loyalty bought with discounts… if your journey feels too hard, you’re not alone. We co-create seductive fixesl, mapping friction, designing trust-first flows, and shipping wins you can measure.

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

No Vanilla Values

Why Choose Our Services

Our Approach At Cheerring The Customer

People At Our Heart

Their needs, emotions, contexts, and contradictions. Because when you truly understand humans, design becomes an act of care. That’s when customers feel seen, desired, and undeniably important.

Not Here Only To Play Safe

We design experiences that cut through noise. Our work pushes boundaries, dares strategy, and champions bold ideas, transforming every interaction into a brand that should stand out.

Details Matter

The micro-moments, the invisible cues, the emotional texture of a service. We refine every layer to make sure the experience feels as good as it works. Every touchpoint should delight.

Details Matter

The micro-moments, the invisible cues, the emotional texture of a service. We refine every layer to make sure the experience feels as good as it works. Every touchpoint should delight.

Test. Validate. Listen.

Not to assumptions, but to truth. Every idea is challenged, every bias exposed, every insight put to the test. Our creativity isn’t built on opinions, it’s grounded in real data and human truth.

Design With, Not For

We don’t do rigid deliverables; we do flow. Collaboration fuels magic, creating a space for serendipity, spark, and possibility. It’s where the best outcomes are born, from real partnership.

Transformation With Intent

We design to shift how people feel, how teams work, and how brands connect. Every project is an invitation to evolve, with purpose, with elegance, and with impact that lingers

Transformation With Intent

We design to shift how people feel, how teams work, and how brands connect. Every project is an invitation to evolve, with purpose, with elegance, and with impact that lingers

Why CX, Why Now

Fintech CX Consulting: Why It Drives Growth

Why CX, Why Now

Fintech CX Consulting: Why It Drives Growth

Why CX, Why Now

Fintech CX Consulting: Why It Drives Growth

1

Activate & Convert

Make onboarding feel like silk: clear steps, warm friction, and invisible compliance. More completions, faster first transactions.

1

Activate & Convert

Make onboarding feel like silk: clear steps, warm friction, and invisible compliance. More completions, faster first transactions.

1

Activate & Convert

Make onboarding feel like silk: clear steps, warm friction, and invisible compliance. More completions, faster first transactions.

2

Retain & Grow Value

Build habits they crave: useful nudges, and support that actually solves. Churn drops; adoption and ARPU rise.

2

Retain & Grow Value

Build habits they crave: useful nudges, and support that actually solves. Churn drops; adoption and ARPU rise.

2

Retain & Grow Value

Build habits they crave: useful nudges, and support that actually solves. Churn drops; adoption and ARPU rise.

3

Cut Cost, Tame Risk

Self-serve that works and KYC/AML that passes first time. Fewer tickets, fewer disputes, smoother ops.

3

Cut Cost, Tame Risk

Self-serve that works and KYC/AML that passes first time. Fewer tickets, fewer disputes, smoother ops.

3

Cut Cost, Tame Risk

Self-serve that works and KYC/AML that passes first time. Fewer tickets, fewer disputes, smoother ops.

tpv payment for fintechs
tpv payment for fintechs
tpv payment for fintechs

How Fintech Customer Experience Boosts Revenue & Loyalty

20% to 60% of the variation in organic growth rates among competitors in most industries

41%

41%

41%

faster revenue on customer-obsessed firms

49%

49%

49%

faster profit growth

75% cut of customer churn rates. Over a three-year period, the company’s revenues nearly doubled.

Book Your Fintech CX Audit

Tell us your fintech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Book Your Fintech CX Audit

Tell us your fintech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Book Your Fintech CX Audit

Tell us your fintech customer experience challenge. We’ll diagnose it fast and send a clear, ROI-driven action plan.

Questions, Answered

Fintech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle compliance, security, and data?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product/design/engineering teams?

Further questions? No guesswork.

Questions, Answered

Fintech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle compliance, security, and data?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product/design/engineering teams?

Further questions? No guesswork.

Questions, Answered

Fintech CX: Your Questions, Answered

How do we kick off. And what do you need from us?

How do you handle compliance, security, and data?

What does the project process look like?

How do you measure success (so it’s not fluffy)?

How do you work with our product/design/engineering teams?

Further questions? No guesswork.

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Enter your email for business updates

Get Updated

News, tempting updates, behind-the-scenes insights delivered straight to your inbox. Our newsletter is where the real seduction begins.

Enter your email for business updates

Get Updated

News, tempting updates, behind-the-scenes insights delivered straight to your inbox. Our newsletter is where the real seduction begins.

Enter your email for business updates